Retail POS Merchant Accounts

Affordable Retail Credit Card Processing

Accept Visa^®, MasterCard^®, American Express, Discover and other credit cards at your business at great merchant rates. CardSolve International offers superior point-of-sale equipment for payment processing. Take advantage of industry-leading advantages such as:

CardSolve’s retail POS systems include:

1. Flexible payment options – No more long-term rental contracts. Buy or lease to own!
2. PCI-PED compliant POS terminals – The most secure equipment and technology available
3. Designed to accept chip technology – Be ready for the future in payment processing

Retail Credit Card Processing

How Retail Credit Card Processing Works

• The merchant slides the customer’s card through the credit card terminal and enters the sale amount. The terminal then connects to the First Data Canada processor for authorization.
• The processor passes that information onto the bank that issued the credit card where the bank checks to see if the card is valid and see if the charge amount is available on the card.
• The issuing bank sends back an approval number or a decline message to the First Data Canada processor.
• The information is passed back to the credit card terminal which prints a receipt for the customer to sign if the card is approved. It takes approximately 12-15 seconds to complete steps 1-4 on a credit card terminal using a phone line. The newer internet enabled machines can cut this time to just a few seconds.
• At the end of the day the merchant must “settle” or “batch out” their credit card terminal which will begin the final process of the transaction. In most cases First Data Canada can automatically settle the transactions at a specified time each day. Once the settlement process is initiated the funds are transferred from the card issuing bank and are electronically deposits them into the merchant’s checking account. It typically takes no more than two business days from the time of the original transaction for the funds to reach the merchant’s checking account.
• After your account has been setup, our highly trained staff will assist you in implementing your POS equipment or software.

Choose from land-line or wireless POS terminals designed to fit your point-of-sale needs:

VeriFone Vx810 Duet

1. EMV PCI Interac^® certified
2. Dial and Ethernet communication
3. Download VeriFone Vx810 Duet specification Sheet
4. Download VeriFone Vx810 Duet installation Guide

Custom Solutions

Our custom retail POS systems integrate with your current systems, including Microsoft^® Dynamics Great Plains® retail POS systems, Squirrel, Aloha, MaitreD.

PCI Compliance

Our retail POS systems help reduce your obligation and expense in meeting PCI compliance requirements. We help you avoid the embarrassment and liability of card number compromises with our independently-audited and Visa^® certified payment processing solutions.

Customer Support

Any downtime in your credit card acceptance technology means lost revenue. CardSolve’s world-class technology infrastructure and 24/7/365 support means you don’t need to worry about lost revenue.

Get Started

Request an instant rate quote. We need a few details from you about your situation. We’ll immediately send you an email with a rate, and then follow up by phone to discuss more possibilities.